Budgets that hold the line
Set daily, monthly or per-merchant caps. Cards decline politely before anyone overspends.
Features
Built for money in motion
Accounts, cards, payouts and treasury that share one real-time ledger. Every feature below works on day one, on every plan.
Use cases
Made for the way you work
Pick the setup that sounds like you. You can switch plans or add features any time.
Get paid like a local, anywhere
Share local account details with clients in the US, UK and EU. Invoices get paid faster, and you keep the FX margin your bank used to take.
- Local USD, EUR and GBP details
- Invoices with a built-in pay link
- Tax pots that put money aside automatically
4.2 daysfaster average invoice payment
The platform
Four products, one ledger
Accounts
38 currencies, one balance view
Hold, convert and receive money like a local in the markets where your clients live.
Local details in 12 countries
A named IBAN for every client
Sub-accounts for tax and projects
Cards
Virtual and physical cards
Give everyone a card with the right limits, then stop chasing receipts at month-end.
Instant virtual cards with Apple Pay
Merchant and category locks
Automatic receipt capture
Payouts
Pay people in 90+ countries
Contractors, suppliers or payroll: approve once and track every payment until it settles.
Batch payouts from CSV or API
Approvals before money moves
Fees shown before you send
Treasury
Put idle cash to work
Sweep surplus balances into a treasury account and keep same-day access to every dollar.
Up to 4.1% APY on idle cash
Automatic sweep rules
Same-day withdrawals
Built-in controls
Guardrails, not gatekeepers
Your team moves fast, and the rules you set move with them.
Two taps to approve
Route spend over $1,000 to a manager. Approve from a push notification, even at the airport.
Receipts that file themselves
Snap a photo or forward the email. We match it to the transaction and your ledger in seconds.
Lock a rate for 48 hours
Quote a client in euros on Monday and get paid at the same rate on Wednesday. No surprises.
Access for every seat
Give your accountant read-only access, your ops lead card controls and keep payouts for you.
Know before your bank would
Instant alerts for large payments, low balances and new devices, sent to Slack, email or phone.
Integrations
Connects to the tools you already use
Two-way sync means your books, payroll and store stay in step with your Cuxira ledger.
Ledgerly
Accounting
Every transaction categorised and reconciled automatically.
Paysheet
Payroll
Run payroll in 38 currencies straight from your Cuxira balance.
Shoplane
E-commerce
Store payouts land in the right currency account, daily.
Taxwise
Tax
Sales tax and VAT set aside the moment money arrives.
Stackbooks
Bookkeeping
Receipts and invoices matched to transactions in seconds.
Teamchat
Messaging
Approve payments and get alerts without leaving chat.
Invoicely
Invoicing
Invoices with local pay links that mark themselves paid.
Cloudsync
ERP
Multi-entity ledgers synced to your ERP every night.
Get started
Stop waiting on your bank
Open an account in 15 minutes. No monthly fee on Starter, cancel any time.
Open your account
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23:41 · Settled while you were out
+$12,480.00 from Northwind Studio